Equifax Canada
Equifax Canada Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Equifax Canada has a 2.2 star rating from 31 reviews with 31% likely to recommend; consumers report frequent disputes, fraud handling failures, high price level, and many request a refund.
Key Takeaways for Future Customers
- Read Equifax Canada reviews before subscribing and expect lengthy dispute processes.
- Be prepared to call to cancel a subscription since online cancellation is limited.
- Monitor billing closely and request refunds if charges continue after cancellation.
Negative Feedback / Risk Areas
- Many Equifax Canada customer complaints cite poor customer service, unresponsiveness, and calls dropped or ignored.
- Recurring issues include inaccurate reports, slow or failed fraud investigations, and subscription billing problems.
- Users report account lockouts, difficulty accessing credit reports, and lost or mismatched personal data.
Positive Feedback
Some customers found signing up easy and a few agents provided helpful, calm support resolving specific credit issues.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Equifax Canada has a 2.2 star rating from 31 reviews with 31% likely to recommend; consumers report frequent disputes, fraud handling failures, high price level, and many request a refund.
Key Takeaways for Future Customers
- Read Equifax Canada reviews before subscribing and expect lengthy dispute processes.
- Be prepared to call to cancel a subscription since online cancellation is limited.
- Monitor billing closely and request refunds if charges continue after cancellation.
Negative Feedback / Risk Areas
- Many Equifax Canada customer complaints cite poor customer service, unresponsiveness, and calls dropped or ignored.
- Recurring issues include inaccurate reports, slow or failed fraud investigations, and subscription billing problems.
- Users report account lockouts, difficulty accessing credit reports, and lost or mismatched personal data.
Positive Feedback
Some customers found signing up easy and a few agents provided helpful, calm support resolving specific credit issues.
Media from reviews


Fraud alert
- Identity theft and fraud from an online Facebook marketplace sale.
- An e-transfer allowed access to my online banking; CIBC Fraud alert intervened.
Identity theft and fraud from an online Facebook marketplace sale. I was sent an e-transfer resulting in them receiving access to my online banking. CIBC Fraud alert intervened and alerted me to what had happened.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Not protecting my credit or rights
- Equifax Canada has ignored fraud reports for over a year.
- Fraud activity appeared on my file while I was incarcerated; they won't investigate.
Title: Equifax Canada is Ignoring My Fraud Case and Actively Failing to Protect My Credit File
Equifax has been stonewalling me for over a year now. Ive made multiple reports about fraudulent activity on my credit fileactivity that happened while I was incarceratedand theyve done nothing. Every time I contact them, I either get ignored, hung up on, or looped into the same useless email that says, we cant find the account or the info doesnt match. Im literally logged into my own credit report when I submit the requesthow the *** does the info not match?
Theres a credit card on my file that was used by someone else while I was locked up, and Equifax has refused to investigate. On top of that, theyve allowed unauthorized phone numbers and account changes to be added, which I never approved. Thats on them. Theyre supposed to protect my datanot help wreck it.
I even told them to use GPT-4 if they couldnt keep up with the facts. Im not stupid. Ive done my part, filed fraud reports, submitted disputes, and made real efforts to clean up my file. But Equifax refuses to treat this like a real issue. And theres nowhere to complaintheyve built a wall around themselves and made it nearly impossible to get a human response.
If they dont want to fix this, Ill take it to the Office of the Privacy Commissioner. I know my rights under Canadian law, and I wont be quiet about this.
Equifax, do your job.
DJ THUG -X-
---
.
Preferred solution: My dignity back.
User's recommendation: I honestly believe it your not targetted like I am you'll have nothing to worry about.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Participating in Cyberstalking.
- Equifax Canada has ignored fraud reports for over a year.
- Unauthorized phone numbers and changes were added to my account.
Title: Equifax Canada is Ignoring My Fraud Case and Actively Failing to Protect My Credit File
Equifax has been stonewalling me for over a year now.
Ive made multiple reports about fraudulent activity on my credit fileactivity that happened while I was incarceratedand theyve done nothing.
Every time I contact them, I either get ignored, hung up on, or looped into the same useless email that says, we cant find the account or the info doesnt match. Im literally logged into my own credit report when I submit the requesthow the *** does the info not match?
Theres a credit card on my file that was used by someone else while I was locked up, and Equifax has refused to investigate.
On top of that bullshitz,
theyve allowed unauthorized phone numbers and account changes to be added, which I never approved. Thats on them. Theyre supposed to protect my datanot help wreck it.
I even told them to use GPT-4 if they couldnt keep up with the facts. Im not stupid. Ive done my part, filed fraud reports, submitted disputes, and made real efforts to clean up my file. But Equifax refuses to treat this like a real issue. And theres nowhere to complaintheyve built a wall around themselves and made it nearly impossible to get a human response.
If they dont want to fix this, Ill take it to the Office of the Privacy Commissioner. I know my rights under Canadian law, and I wont be quiet about this.
Equifax, do your job.
DJ THUG -X-
- Pick one cause i cant
- What do i say here there cons
Preferred solution: Just do there job and deal with my disputes. Not asking for special treatment or pity. But there's mistakes and there's choices. This was a choice to treat me as if dignity has nothing to do with it.
User's recommendation: Well if your targetted don't let them win. Never give up. Speak your struggle I am time to push back...
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerA paid CIBC account is showing outstanding
I paid this account.
It still showed on my bureau!
Try to fix it as soon as possible!
It will take a few days!
- Handy
- Not always handy
Preferred solution: The CIBC needs to been shown as paid!
User's recommendation: Try harder to keep good credit!
Very poor service
- Sign-up is easy online.
- To cancel, find a toll-free number on the site and call.
- Provide SIN, phone, address, postal code, and card details.
When you sign up: easy, no hassle, online submission and payment.
When you want to cancel: search through the website for a toll free number. Call during their east coast hours.
Talk to a call centre employee with a thick accent (he was good). Give a call center employee your SIN, phone number, address, postal code, mothers maiden name, credit card details.
I consider this abusive and this is what I thought equifax protected against. Since this phone call I went from a scam call once a week to four a day.
User's recommendation: Stay away at all cost
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerReports of stolen wallet
- Wallet stolen with SIN, identity, and all cards.
- Reported to flag fraud and close cards quickly; identity issues take days.
He was very well spoken English and I could understand for once
My wallet was stolen with all my sin number and my identity and all my credit cards everything so I wanted to report it so that if somebody does try to take something out of my name, it will be flagged then I can deal with it right away. Im hoping they just tried to use my stuff like my credit cards and my debit card and not and I got them all closed down right away, but its hard to do the identity. It takes days to deal with this.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerResolved: Stress buster
Thank you so much for your support and time.
I have credit card issue and mismatch with a lot of people but help me to solve my problem
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerStolen credit card
The person who helped me was very helpful, very kind, and on top of it! I would highly recommend this company.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCombine many customers's infor into 1 account.
- Incorrect account info; a number was removed and a new one added.
- Information leaks and long fixes; banks use Equifax.
There is too much incorrect information in my account. The last time, they removed one strange phone number from my account, now another new phone number has been added.
I'm so disappointed with the way they're handling my problem.
They leak customer information, yet it takes customers days and hours to fix their errors. The worst part is that banks evaluate their customers using the Equifax system.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerHeld my account for ransom!
- Locked out due to inactivity as they claimed.
- Support was a noisy call center with slow resolution.
- Pay $29 monthly; plan to cancel after Equifax.
Tried to access my account and I'm locked out. Called them and got a noisy call center.
Finally get enough answers right to convince them who I am. She says because I don't use it much the locked me out. I pay $29 monthly for this account. I'm then told it would take weeks to fix it.
And on comes the sales pitch to lock my money up so I can't cancel right away. One I'm done with Equifax I'm going to cancel and look at the competition.
This company is just full unprofessional employees with all our sensitive data. Shameful!
- You get accurate score numbers
- Everything else
Preferred solution: Just want to be free again!
User's recommendation: Don't use Equifax find an alternative if you can.
Alert
I still waiting to hear from equifax. I have called left my number.
I have sent at least 3 emails explaining the situation but Equifax has still not looked into the matter and is still not contacting me either to try to help resolve my issue. It is so frustrating.
Called was not able to speak with anyone left my telephone number no one called me back that was 2 days ago. Also sent email 2,days ago did get a reference number that they would look into it but still haven’t heard back. Very frustrating and scared as to what happened with the alert I received from equifax.
I was not able to speak with anyone regarding the alert I received its very frustrating to have to press several buttons and not be able to speak with anyone personally.
User's recommendation: Please have people available to actually answer the phone and talk to so we can resolve the problem
Inaccurate address and account updates
- Many disputes were needed to fix wrong address, phone, and fraudulent accounts.
- Corrections were wiped and old address/phone reappeared.
Took many tries and disputes to correct wrong info such as address and phone, as well as fraudulent accounts in my name... then 3 weeks after, they reverted to the incorrect address and phone - all those corrections in last 3 weeks got wiped out by 1-month-old update for no reasons. Oct 1 old and wrong info magically reappeared as my current and latest address and phone
Great service provided from Radu
Overall the experience was great. I was stressed about my credit score.
Radu calmly walked me through the process to a fantastic outcome.
Thanks Radu! I hope you are recognized for your efforts.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerFraud
- Fraudulent activity occurred using my personal information.
- I want to know if anything more has been done with my name.
- I get notifications about this.
Hello, I recently contacted you regarding fraudulent activity that has been carried out with my personal information. I just wanted to see if anything more has been done with my name because I haven't applied for anything recently. And I keep getting notifications telling me so.
Preferred solution: Prevention of further fraud done with my name
User's recommendation: Very helpful business. I highly recommend
Infuriating cancellation
- Cancellation must be done by phone, not online.
- Phone calls take ~30 minutes with staff who struggle with English and ask many questions.
Try to cancel with this company. You can't do it online.
You have to call them. Then you got to spend 30 minutes with a person who barely speaks English, asking you 1001 questions which I'm very surprised didn't include my height, and year I lost my virginity.
It's almost like they purposely make it as difficult as possible so a person literally loses their mind with frustration halfway through the phone call, hangs up and is stuck with them months after month.
Absolutely pathetic.
I'm so happy I left, and I will never join again.
User's recommendation: Zero
Costumer service is really bad, it is hard to cancel the subscription
You cannot cancel your subscription online. It is really hard to cancel the service calling to customer service.
User's recommendation: I would not recommend
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You probably should not sign your name how you did in business correspondence. Also, this is not the credit bureau.
They won’t see you complaint. And go find a professional to advise on this matter. You have many facts that are not accurate about how things work.
Your biggest mistake is thinking you are so smart and that others need to catch up. I don’t need to state the obvious why that isn’t true.